5-Star Rating. See Why Our Clients Are Saying Such Good Things About Us
FREE CONSULTATION
Your Complimentary consultation includes
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Credit Analysis
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Credit Guidance
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Link to Open Positive Account
Why Choose Us?
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Complete transparency about our services
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Unlimited attacks each month for all negative items from all 3 bureaus
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Unlimited deletions
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No hidden fees or contracts associated with our services
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Money back guarantee if there are no changes to your credit report in 120 days
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Free Credit counseling along with our credit repair services
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Roadmap on how to rebuild and maintain good credit
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Secure Credit Monitoring with $1M Identity Theft Insurance
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Credit education
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Outstanding customer service
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5 Star Rating on Google and rated top five credit repair companies by Expertise
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Brick and Mortar Location in Coral Springs FL
Voted Best Credit Repair Company In Coral Springs 2022


How Credit Repair Works!

ATTACK!
We attack all negative items, using Metro2 Compliance Challenges for the fastest, most effective deletions in the credit repair industry. We expedite the repair process by sending out unlimited challenges.

ADD!
We help you open specific credit builder loans and credit cards, to add positive information to your credit report. These accounts will assist in raising your credit score making it easier to get credit and loan approvals in the future.

ASSITS!
We teach you how to use credit properly so that credit works for you and not against you. We teach you how to play and win at the credit game. When the repair process is over, you will know how to maintain good credit for LIFE!
Get Your 3B Credit Scores and Reports with Monitoring

Your credit score is one of the most valuable financial tools you have in life. With SmartCredit's credit monitoring services, you can insure yourself against identity theft and track not only your credit reports, but your daily credit and financial transactions as well. Complete view of your credit report profile from each of the 3 credit bureaus (Experian, TransUnion, and Equifax) Take a look at your credit report and verify all of your information.

Frequently Asked Questions
Is Credit Training legal?
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Is Credit Training and Education worth my time and money?
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
What can I expect when I enroll in Credit Education?
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
What items can you help me to remove and improve?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
How long will it take to raise my score?
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Repairing bad credit takes time, so it's important to be patient with the process.
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The amount of time it takes can vary from person to person, depending on the information that's included on your credit report and how you're going about improving it.
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Repairing your credit isn't a one-time thing. You'll want to maintain it in good standing going forward.